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Medicare Supplement (Medigap) Plan G

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Plan G is currently outselling most other Medigap plans because it offers the same broad coverage as Plan F except for the Part B deductible, which is $203 in 2021. Plan G covers Part B Excess Charges.  

The only difference between Medicare Supplement (Medigap) Plan F and Plan G is that deductible. Otherwise they are the same.

One advantage to purchasing a Medicare Supplement (Medigap) Plan F and G is that these Medigap plans offer coverage for Part B excess charges. Part B excess charges occur when a doctor overcharges Medicare more than the Medicare approved amount. Doctors who do not accept Medicare assignments can overcharge the Medicare rate up to 15%. Some states have passed laws to prohibit Medicare Part B excess charges. There are 8 states that have laws that do now allow Medicare Excess Charges. Those states are: Connecticut, Massachusetts, Minnesota, New York, Ohio, Pennsylvania, Rhode Island and Vermont.  

When you see a provider that doesn’t accept Medicare assignment, that provider can charge up to 15% more than the standard Medicare rate for your services. You will pay this money out of pocket unless you have Medigap Plan F or Plan G.  

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Learn More: Medicare Supplement (Medigap) Plan F

People Also Read: Medicare Supplement (Medigap) Plan N

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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