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Medicare Supplement (Medigap) Plan G


Plan G is currently outselling most other Medigap plans because it offers the same broad coverage as Plan F except for the Part B deductible, which is $203 in 2021. Plan G covers Part B Excess Charges.  

The only difference between Medicare Supplement (Medigap) Plan F and Plan G is that deductible. Otherwise they are the same.

One advantage to purchasing a Medicare Supplement (Medigap) Plan F and G is that these Medigap plans offer coverage for Part B excess charges. Part B excess charges occur when a doctor overcharges Medicare more than the Medicare approved amount. Doctors who do not accept Medicare assignments can overcharge the Medicare rate up to 15%. Some states have passed laws to prohibit Medicare Part B excess charges. There are 8 states that have laws that do now allow Medicare Excess Charges. Those states are: Connecticut, Massachusetts, Minnesota, New York, Ohio, Pennsylvania, Rhode Island and Vermont.  

When you see a provider that doesn’t accept Medicare assignment, that provider can charge up to 15% more than the standard Medicare rate for your services. You will pay this money out of pocket unless you have Medigap Plan F or Plan G.  


Learn More: Medicare Supplement (Medigap) Plan F

People Also Read: Medicare Supplement (Medigap) Plan N

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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