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Medicare Supplement (Medigap) Plan G

  • Medicare with Melissa

Plan G is currently outselling most other Medigap plans because it offers the same broad coverage as Plan F except for the Part B deductible, which is $233 in 2022. Plan G covers Part B Excess Charges.  

The only difference between Medicare Supplement (Medigap) Plan F and Plan G is that deductible. Otherwise they are the same.

One advantage to purchasing a Medicare Supplement (Medigap) Plan F and G is that these Medigap plans offer coverage for Part B excess charges. Part B excess charges occur when a doctor overcharges Medicare more than the Medicare approved amount. Doctors who do not accept Medicare assignments can overcharge the Medicare rate up to 15%. 

Some states have passed laws to prohibit Medicare Part B excess charges. There are 8 states that have laws that do now allow Medicare Excess Charges. Those states are: Connecticut, Massachusetts, Minnesota, New York, Ohio, Pennsylvania, Rhode Island and Vermont.  

When you see a provider that doesn’t accept Medicare assignment, that provider can charge up to 15% more than the standard Medicare rate for your services. You will pay this money out of pocket unless you have Medigap Plan F or Plan G.  


Learn More: Medigap Plan F

Consider: Humana Supplement Plan G

People Also Asked: How much does Medicare cost?

People Also Read: AARP Plan N

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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