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Medicare Supplement (Medigap) Plan N


Medicare Supplement (Medigap) Plan N is one of the newer Medigap plans approved by Medicare in 2010. In some cases, Medigap premiums for Plan N can be up to 40% less than that of Medigap Plan F. Plan N is a popular plan because it offers a good balance between protection against catastrophic out-of-pocket expenses and affordable premiums.

Under Medigap Plan N, you have all the same coverage as Plan F except:

  • No coverage for Part B deductible. The Part B deductible is $203 in 2021
  • No coverage for Part B Excess Charges
  • You may have a co-pay of up to $20 for some doctor visits and $50 for emergency room visits (waived if you are admitted).

Always ask your doctor if they accept Medicare assignment.  


Learn More: Medicare Supplement (Medigap) Plan G

People Also Read: Medicare Supplement (Medigap) Plan F

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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