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Medicare Supplement (Medigap) Plan N

  • Medicare with Melissa

Medicare Supplement (Medigap) Plan N is one of the newer Medigap plans approved by Medicare in 2010. In some cases, Medigap premiums for Plan N can be up to 40% less than that of Medigap Plan F. 

Plan N is a popular plan because it offers a good balance between protection against catastrophic out-of-pocket expenses and affordable premiums.

Under Medigap Plan N, you have all the same coverage as Plan F except:

  • No coverage for Part B deductible. The Part B deductible is $233 in 2022
  • No coverage for Part B Excess Charges
  • You may have a co-pay of up to $20 for some doctor visits and $50 for emergency room visits (waived if you are admitted).
  • $50 ER copay

Always ask your doctor if they accept Medicare assignment.  


Learn More: Medicare Supplement (Medigap) Plan G

People Also Read: Medicare Supplement Plan F

You may also like: Cost of Medicare Supplement Plans

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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