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Medicare Supplement (Medigap) Plan F


Medicare Supplement (Medigap) Plan F is the most comprehensive Medigap plan available on the market. Although the most expensive of all plans to choose from, the Medicare Supplement Plan F will cover 100% of all Medicare-approved cost at any doctor, hospital or facility that takes Medicare. Plan F covers Part B Excess Charges. With this plan you will have no out-of-pocket expenses. You pay your monthly premium.

Medigap Plan F is only available to you if you became eligible for Medicare before January 1, 2020. This is because people eligible for Medicare on or after January 1, 2020 cannot purchase Medicare Supplement (Medigap) plans that pay the Part B deductible.

If you become Medicare-eligible before this date, you will still be able to purchase Plan F. If you were eligible for Medicare before this time but did not enroll, you will be able to purchase Plan F as long as you are within your open enrollment period, have a guaranteed issue right, or you will be underwritten. If you currently have Medigap Plan F, you can continue to renew it from insurers in your state.


Learn More: Medicare Supplement (Medigap) Plan G

People Also Read: Can I enroll in a Medicare Supplement (Medigap) plan at any time?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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