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What is Medicare Part B?

What-is-Medicare-Part-B
05/19/2021
  • Medicare with Melissa

Medicare Part B does have a monthly premium. Similar to Part A, Medicare Part B does not cover 100% of costs. This is another reason why you need to consider having additional coverage, such as, a Medicare Supplement (Medigap) plan.  

  • Preventive Care Services: This includes screenings intended to prevent illness or detect conditions. Most of these services do not have a coinsurance.  
  • Medical Expenses: Physicians’ services both inpatient and outpatient medical services and supplies.  
  • Lab Services: X-rays, and other diagnostic screenings
  • Ambulance Services
  • Durable Medical Equipment (DME): This includes walkers, wheelchairs, and oxygen tanks
  • Therapy Services: These are outpatient physical, speech and occupational services
  • Infusion Drugs: This includes chemotherapy, kidney dialysis, and other immunosuppressant drugs. These are typically administered by a physician.  
  • Mental Health: Both inpatient and outpatient

This list includes common covered services, but it is not a complete list. Medicare Part B does have a monthly premium. Typically, this is automatically deducted from your Social Security Retirement check. If you are not receiving Social Security benefits, you will need to set-up a payment structure through the Social Security office. Review Medicare Part A and Part B Benefits Chart.

Learn More: What is Medicare Part C?

People Also Read: What is Medicare Part D?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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