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What is Medicare Part B?

What-is-Medicare-Part-B

Medicare Part B does have a monthly premium. Similar to Part A, Medicare Part B does not cover 100% of costs. This is another reason why you need to consider having additional coverage, such as, a Medicare Supplement (Medigap) plan.  

  • Preventive Care Services: This includes screenings intended to prevent illness or detect conditions. Most of these services do not have a coinsurance.  
  • Medical Expenses: Physicians’ services both inpatient and outpatient medical services and supplies.  
  • Lab Services: X-rays, and other diagnostic screenings
  • Ambulance Services
  • Durable Medical Equipment (DME): This includes walkers, wheelchairs, and oxygen tanks
  • Therapy Services: These are outpatient physical, speech and occupational services
  • Infusion Drugs: This includes chemotherapy, kidney dialysis, and other immunosuppressant drugs. These are typically administered by a physician.  
  • Mental Health: Both inpatient and outpatient

This list includes common covered services, but it is not a complete list. Medicare Part B does have a monthly premium. Typically, this is automatically deducted from your Social Security Retirement check. If you are not receiving Social Security benefits, you will need to set-up a payment structure through the Social Security office. Review Medicare Part A and Part B Benefits Chart.

Learn More: What is Medicare Part C?

People Also Read: What is Medicare Part D?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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