Not sure what plan is right for you? Take Our Medicare Quiz

Request A Quote

Speak to an advisor

866-MEDIGAP (633-4427)

TTY: Dial 711

Email Us

Not sure what plan is right for you? Take Our Medicare Quiz

What is Medicare Part B?


Medicare Part B does have a monthly premium. Similar to Part A, Medicare Part B does not cover 100% of costs. This is another reason why you need to consider having additional coverage, such as, a Medicare Supplement (Medigap) plan.  

  • Preventive Care Services: This includes screenings intended to prevent illness or detect conditions. Most of these services do not have a coinsurance.  
  • Medical Expenses: Physicians’ services both inpatient and outpatient medical services and supplies.  
  • Lab Services: X-rays, and other diagnostic screenings
  • Ambulance Services
  • Durable Medical Equipment (DME): This includes walkers, wheelchairs, and oxygen tanks
  • Therapy Services: These are outpatient physical, speech and occupational services
  • Infusion Drugs: This includes chemotherapy, kidney dialysis, and other immunosuppressant drugs. These are typically administered by a physician.  
  • Mental Health: Both inpatient and outpatient

This list includes common covered services, but it is not a complete list. Medicare Part B does have a monthly premium. Typically, this is automatically deducted from your Social Security Retirement check. If you are not receiving Social Security benefits, you will need to set-up a payment structure through the Social Security office. Review Medicare Part A and Part B Benefits Chart.

Learn More: What is Medicare Part C?

People Also Read: What is Medicare Part D?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

Other posts you may interested in…