Not sure what plan is right for you? Take Our Medicare Quiz

Request A Quote

Speak to an advisor

866-MEDIGAP (633-4427)

TTY: Dial 711

Email Us

info@seniorhealthcaresolutions.com

Not sure what plan is right for you? Take Our Medicare Quiz

I Don’t Take Any Prescriptions, Why Do I Need a Medicare Drug Plan?

dont-take-any-prescription-why-do-i-need-a-medicare-drup-plan

One of the most common questions we hear is, “I don’t take any prescriptions.  Why do I need to purchase a Part D plan?” The answer is simple:  If you don’t enroll when you are eligible for Part D and you don’t hold creditable Part D coverage, you risk permanent late penalty charges.  Medicare will charge a 1% late enrollment penalty each month until you do enroll in a plan. This would be applied to the future plan chosen and would be applicable to the average monthly premium for that year.  Remember this is a permanent penalty each year and it is added to the cost of any plan you may purchase.  

Many plans begin around $15 per month.  We recommend that you get a prescription drug plan to protect from future costs. 

Learn More: I Have Drug Coverage Through My Employer, Do I Need a Medicare Part D Plan Too?

People Also Read: When can I enroll in Medicare Part D?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

Other posts you may interested in…