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I Don’t Take Any Prescriptions, Why Do I Need a Medicare Drug Plan?

  • Medicare with Melissa

One of the most common questions we hear is, “I don’t take any prescriptions.  Why do I need to purchase a Part D plan?” The answer is simple:  If you don’t enroll when you are eligible for Part D and you don’t hold creditable Part D coverage, you risk permanent late penalty charges.  Medicare will charge a 1% late enrollment penalty each month until you do enroll in a plan. This would be applied to the future plan chosen and would be applicable to the average monthly premium for that year.  Remember this is a permanent penalty each year and it is added to the cost of any plan you may purchase.  

Many plans begin around $15 per month.  We recommend that you get a prescription drug plan to protect from future costs. 

Learn More: I Have Drug Coverage Through My Employer, Do I Need a Medicare Part D Plan Too?

People Also Read: When can I enroll in Medicare Part D?

People Also Asked: Does Plan G cover prescription drugs? Does Plan F cover prescription drugs?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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