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Not sure what plan is right for you? Take Our Medicare Quiz

One of the most common questions we hear is, “I don’t take any prescriptions.  Why do I need to purchase a Part D plan?” The answer is simple:  If you don’t enroll when you are eligible for Part D and you don’t hold creditable Part D coverage, you risk permanent late penalty charges.  Medicare will charge a 1% late enrollment penalty each month until you do enroll in a plan. This would be applied to the future plan chosen and would be applicable to the average monthly premium for that year.  Remember this is a permanent penalty each year and it is added to the cost of any plan you may purchase.  

Many plans begin around $15 per month.  We recommend that you get a prescription drug plan to protect from future costs. 

Learn More: I Have Drug Coverage Through My Employer, Do I Need a Medicare Part D Plan Too?

People Also Read: When can I enroll in Medicare Part D?

People Also Asked: Does Plan G cover prescription drugs? Does Plan F cover prescription drugs?

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