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I Have Drug Coverage Through My Employer, Do I Need a Medicare Part D Plan Too?

i-have-drug-coverage-through-my-employer-do-i-need-medicare-part-d-plan-too

That depends if the coverage is considered credible by Medicare. If the coverage is considered credible, then you are not required to enroll in a Medicare drug plan. This means that your employer prescription drug coverage is expected to pay, on average, as much as the standard Medicare prescription drug plan.  

Your employer must provide a creditable coverage notice to all Medicare eligible individuals. Additionally, once you decide to move to a Medicare Part D prescription drug plan, your employer must provide you with a creditable coverage letter to give to Medicare so that you are not penalized for not having coverage.

Learn More: When can I enroll in Medicare Part D?

People Also Read: I Don’t Take Any Prescriptions, Why Do I Need a Medicare Drug Plan?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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