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I Have Drug Coverage Through My Employer, Do I Need a Medicare Part D Plan Too?

i-have-drug-coverage-through-my-employer-do-i-need-medicare-part-d-plan-too
05/20/2021
  • Medicare with Melissa

That depends if the coverage is considered credible by Medicare. If the coverage is considered credible, then you are not required to enroll in a Medicare drug plan. This means that your employer prescription drug coverage is expected to pay, on average, as much as the standard Medicare prescription drug plan.  

Your employer must provide a creditable coverage notice to all Medicare eligible individuals. Additionally, once you decide to move to a Medicare Part D prescription drug plan, your employer must provide you with a creditable coverage letter to give to Medicare so that you are not penalized for not having coverage.

Learn More: When can I enroll in Medicare Part D?

Commonly Asked: Does Medicare Plan F cover prescriptions?

People Also Read: I Don’t Take Any Prescriptions, Why Do I Need a Medicare Drug Plan?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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