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2023 Medicare Cost Year Over Year Comparison

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Have Medicare costs changed in 2022? Yes, costs associated with Part A and Part B are higher in 2022

  • Medicare with Melissa

Part A Premium: Medicare Part A covers inpatient hospital services, skilled nursing facility services, home health care, and hospice. The Part A premium may be different depending on your work history.

Most people do not pay a premium for Part A. If you or your spouse has worked more than 10 years, you will generally not have to pay a Part A premium.

The cost for Part A premium is dependent on how many quarters you have worked. If you did not work over 40 quarters, you might be eligible under your spouse. 

Part A Costs:

Medicare Part A costs in 2022
Premium if you have worked over 40 quarters$0
Premium if you have between 30 and 39 working quarters$274 in 2022
Premium if you have fewer than 30 working quarters$499 in 2022
Deductible$1,556 /benefit period
Inpatient hospital daily coinsurance for days 61 to 90$389/day
Inpatient hospital daily coinsurance for 60 lifetime reserve days$778/day

Part B Premium:

The Part B base premium inMedicare Part B Deductible: $233 in 2022. Keep in mind, $170.10 is the standard premium for people with a yearly income equal to or below $88,000 for an individual ($176,000 for a married couple). If your income is higher than that, you may have to pay an income-related monthly adjustment amount, also known as IRMAA.

Part B Deductible and Coinsurance:

If you have Original Medicare, you will pay a Part B deductible of Medicare Part B Deductible: $233 in 2022. You will continue to pay a 20% coinsurance for services covered by Part B. The amount you pay for Medicare Advantage Plan deductibles, copayments, and/or coinsurances varies by plan.

Learn More: Medicare Advantage Plans: Example of Costs for Deductible, Copays, Coinsurance and more.

People Also Read: How much does a Medicare Supplement (Medigap) plan cost?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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