Looking for a Medicare Supplement Plan with low monthly premiums and very low rate increases? The Medigap HD-F plan may be the option for you. The H”D-F” stands for “High Deductible” plan F.
The benefits of Medicare Supplement Plan HD-F are pretty straightforward. The consumer will pay his/her Medicare Part A and Part B deductibles as if on Original Medicare. Assuming each deductible has been satisfied, the consumer is then responsible to pay typically 20% of Medicare approved charges thereafter.
All payments go toward the overall plan deductible $2,370 in 2021. Assuming the consumer satisfies the plan deductible during a given calendar year, the consumer is then covered 100% moving forward on all Medicare approved cost.
Because Medicare Supplement Plan HD-F provides the flexibility to choose any provider nationwide and consumers are already familiar with the co-pay concept and annual out-of-pocket structure, Medicare Supplement Plan HD-F has proven to be a great transition for Medicare Advantage customers that are tired of being restricted.
Medigap Plan HD-F Coverage Information
Benefits covered by Medicare Supplement Plan HD-F:
- Basic BenefitsPart A (hospital) Co-insurance
- Part B (physician) Co-insurance (generally 20% of outpatient expenses)
- 365 additional days for hospital coverage
- Blood deductible coverage (the cost of the first three pints of blood)
- *Part B Excess Charges
- *Skilled Nursing Co-insurance
- *Foreign Travel Emergency Care
*Benefits only paid 100% after the annual deductible for the plan has been satisfied $2,370 in 2021.