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Do you have Medicaid and Medicare?

Do-you-have-Medicaid-and-Medicare
04/26/2022
  • Medicare with Melissa

What is the difference between Medicare and Medicaid?

Medicare: Is an insurance program for people over 65. You can be eligible for Medicare if you are disabled and under 65. Medicare is managed by the federal government.

Medicaid: Is a health insurance program for people with low income. Any individual can qualify for Medicaid. Medicaid is managed by the state government and is funded by both.

Are you Dual Eligible?

Some people qualify for both Medicaid and Medicare. If you are eligible for both Medicaid and Medicare, then you are dual eligible. There are Medicare Advantage plans that are specifically designed for dual eligible individuals, called Dual Eligible Special Needs Plans or D-SNP. 

Dual Special Needs Plans typically offer many extra benefits and features beyond Original Medicare. These plans typically include help to coordinate care and benefits, over-the-counter items, dental, vision, hearing and transportation. 

Most people who are eligible can get a Dual Plan for a $0 premium. Additionally, most plans do not have any copayments.

D-SNP Medicare Advantage plans aren’t available in all areas, and the benefits offered by plans can vary. Call Senior HealthCare Solutions today to speak with a licensed insurance agent who can help you compare the Medicare and Medicaid Dual Eligibility options that are available where you live.

Who can get a Dual Special Needs Plan?

  1. You are eligible for Medicare and Medicaid
  2. Have Medicare Part A and Part B
  3. Reside in the plan’s area

Not sure if you are eligible?

We are here for you! CALL 1-866-633-4427

Learn More: How do I Enroll in a Special Needs Plan?

People Also Read: What are Medicare Advantage Special Needs Plans?

Popular Search: What are the advantages and disadvantages of Medicare Advantage Plans? Medicare Advantage vs Medicare Supplement

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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