If you are eligible for both Medicaid and Medicare, then you are dual eligible. There are Medicare Advantage plans that are specifically designed for dual eligible individuals. These plans are Dual Eligible Special Needs Plans or D-SNP. Medicare is the Federal program that helps with your medical costs and Medicaid is a State program that helps people who have low income. With these plans, Medicare is your primary coverage and Medicaid is your secondary coverage.
The costs of these will depend on your Medicaid eligibility status. Most of these plans have $0 premiums. These plans include help to coordinate care and benefits, over-the-counter items, dental, vision, hearing and transportation. Many people who are eligible can get a Dual Plan for a $0 plan premium.
D-SNP Medicare Advantage plans aren’t available in all areas, and the benefits offered by plans can vary. Call us at 866-MEDIGAP or 866-633-4427 and let our licensed Medicare specialist review and compare the Medicare and Medicaid Dual eligibility options that are available in your area.
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