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Summer Time: A Great Time for Vacation and Checking Your Medicare Coverage

Many people have been waiting over a year to travel, so we think it is a great time for this friendly reminder. If you are planning a summer vacation, especially traveling out of the country, you need to:

Understand your current coverage and if needed, look for coverage outside the US

  1. Check your policy to see if it includes coverage or if it is available for coverage outside the U.S.
  2. Original Medicare covers your health care services and supplies when you are in the U.S. (which includes Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands).
  3. If you plan to travel overseas or outside the U.S. (including to Canada or Mexico), in most cases, Medicare won’t pay for health care services or supplies you get outside the U.S.

Consider getting additional health care coverage (like a Medigap plan)

If you have Original Medicare, you may be able to purchase a Medicare Supplement Plan that covers foreign travel emergency health care. Standard Medigap Plans C, D, F, G, M and N cover foreign travel emergency health care. Plans E, H, I and J also provide this coverage, but they are no longer for sale. (If you bought one of these plans before June 1, 2010, you have this coverage.)

Learn More: What are the differences between Medicare Supplement (Medigap) Plans F, G and N?

People Also Read: Can I Change My Medicare Advantage Plan If I Am Not Happy With It?


Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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