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What are the Medicare Parts?

What-are-the-Medicare-Parts
  • Part A Hospitalization Coverage: Part A covers inpatient care, skilled nursing facilities, hospice and home health care. Most people do not pay a premium for Part A as long as you have worked for over 10 years and you have paid Medicare taxes. This provides your premium-free Part A. If you have not worked for over 10 years, you can qualify for spousal benefits or pay to get Part A based on the number of quarters that you worked. 
  • Part B Medical Coverage: Part B covers doctor’s visits, preventive care, lab services, ambulance services, outpatient services, cancer therapy and kidney dialysis. There is a premium for Part B. The premium is based on your income.  
  • Part C Medicare Advantage Plans: These plans provide coverage through private insurance companies. If you get a Medicare Advantage plan, you are actually giving up Part A and Part B. The costs for Medicare Advantage plans are low to $0 premium.  
  • Part D Prescription Drug Coverage: This is optional coverage to assist you with the costs of prescription drugs

Learn More: Important dates to remember for Medicare Enrollment Periods

People Also Read: How Much Does Medicare cost?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

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