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What are the different types of Medicare Advantage Plans?

  • Medicare with Melissa

For now, we will focus on the different plan types.  There are five different types of Medicare Advantage Plans.  Keep in mind, these plans must provide all the benefits of Part A and Part B, and many plans offer additional coverage too.  HMO plans charge the lowest premiums but have more restrictions.  Premiums for all plans are low and many are $0.  There are different types of plans:

  • HMO:  Health Maintenance Organization plans
  • PPO:  Preferred Provider Organization plans
  • SNPs:  Special Needs Plans (SNP is pronounced snips)
  • PFFS:  Private Fee-For-Service plans
  • POS:  Point of Service Plans
  • Medical Savings Account Plans

Learn More: How much does a Medicare Advantage Plan Cost?

People Also Read: Medicare Advantage Enrollment Periods: When can I join, switch or change plans?


Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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