Not sure what plan is right for you? Take Our Medicare Quiz

Request A Quote

Speak to an advisor

866-MEDIGAP (633-4427)

TTY: Dial 711

Email Us

Not sure what plan is right for you? Take Our Medicare Quiz

Does Medicare cover me if I travel outside of the United States?


Original Medicare, Part A and Part B, does not cover medical services or items you get outside of the U.S. and its territories. If you have a medical emergency in the U.S., but the closest hospital is outside of the country, Medicare might cover care in the foreign hospital.  

Medicare Supplement (Medigap) plans do offer coverage for out-of-country travel. These plans cover foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn’t otherwise cover the care. They pay 80% of the billed charges for certain Medically necessary emergency care outside the U.S. after you meet a $250 deductible for the year. This benefit does have a $50,000 lifetime limit.  

Learn More: There are 10 Standardized Medicare Supplement (Medigap) Plans

People Also Read: How do insurance companies price Medicare Supplement (Medigap) plans?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Senior Healthcare Solutions, you truly stand out from most other insurance agents. Thank you so much for all of your help and I know that you will have nothing but success with how you conduct business.

Joan B.

Montgomery, AL

Other posts you may interested in…