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Does Medicare cover me if I travel outside of the United States?

Does-Medicare-cover-me-if-I-travel-outside-of-the-United-States
04/22/2021
  • Medicare with Melissa

Original Medicare, Part A and Part B, does not cover medical services or items you get outside of the U.S. and its territories. If you have a medical emergency in the U.S., but the closest hospital is outside of the country, Medicare might cover care in the foreign hospital.  

Medicare Supplement (Medigap) plans do offer coverage for out-of-country travel. These plans cover foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn’t otherwise cover the care. They pay 80% of the billed charges for certain Medically necessary emergency care outside the U.S. after you meet a $250 deductible for the year. This benefit does have a $50,000 lifetime limit.  

Learn More: There are 10 Standardized Medicare Supplement (Medigap) Plans

People Also Read: How do insurance companies price Medicare Supplement (Medigap) plans?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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