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Will Medicare cover me if I travel to a different state?

  • Medicare with Melissa

With Original Medicare (Part A and Part B), you can travel anywhere within the United States and still be covered. Remember, to select a provider that will accept Medicare. This is good news for anyone who likes to travel. While in most cases, Medicare does not cover care you receive outside of the country Medicare does include:

  • All 50 states
  • The District of Columbia
  • Puerto Rico
  • The Virgin Islands
  • Guam, American Samoa
  • The Northern Mariana Islands

Medicare Supplement Insurance is not restricted by service networks

Like Original Medicare, Medicare Supplement Insurance (Medigap) Plans, have no networks and are covered in all 50 states. Remember to select a provided that accepts Medicare. As long as the doctor, hospital or facility accepts Medicare, your Medicare Supplement (Medigap) Plan will be accepted too.  

Medicare Advantage and Part D Plans don’t always cross state lines

For Medicare Part C and D, the rules for out-of-state coverage are different and your plan may not cover your care while you travel within the United States. With many plans, you need to be a permanent resident of the state where you originally enrolled and you must live in the service area of your plan.  

Emergency Medical Care

With Medicare Advantage plans, you are covered in any state if you need emergency medical care.  

Learn More: Does Medicare cover me if I travel outside of the United States?

People Also Read: Summer Time: A Great Time for Vacation and Checking Your Medicare Coverage

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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