With Original Medicare (Part A and Part B), you can travel anywhere within the United States and still be covered. Remember, to select a provider that will accept Medicare. This is good news for anyone who likes to travel. While in most cases, Medicare does not cover care you receive outside of the country Medicare does include:
- All 50 states
- The District of Columbia
- Puerto Rico
- The Virgin Islands
- Guam, American Samoa
- The Northern Mariana Islands
Medicare Supplement Insurance is not restricted by service networks
Like Original Medicare, Medicare Supplement Insurance (Medigap) Plans, have no networks and are covered in all 50 states. Remember to select a provided that accepts Medicare. As long as the doctor, hospital or facility accepts Medicare, your Medicare Supplement (Medigap) Plan will be accepted too.
Medicare Advantage and Part D Plans don’t always cross state lines
For Medicare Part C and D, the rules for out-of-state coverage are different and your plan may not cover your care while you travel within the United States. With many plans, you need to be a permanent resident of the state where you originally enrolled and you must live in the service area of your plan.
Emergency Medical Care
With Medicare Advantage plans, you are covered in any state if you need emergency medical care.
Learn More: Does Medicare cover me if I travel outside of the United States?
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