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What are Part D Stages?

05/20/2021
  • Medicare with Melissa

Throughout the year, your prescription drug costs may change depending on which stage you are in. If you have a Part D / prescription drug plan, you will move through these stages as you pay for your prescriptions. There are 4 stages:

  • Annual Deductible
  • Initial Coverage
  • Coverage Gap also known as the Donut Hole
  • Catastrophic Coverage.
2022 Medicare Part D and Donut Hole Explained
2022 Medicare Part D and Donut Hole Explained

Learn More: What is the Donut Hole?

People Also Read: Do Medicare Advantage plans cover the Donut Hole?

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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