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No. Part D coverage is the same with Medicare Advantage or with a stand-alone prescription drug plan. Both options will have the Donut Hole. You may or may not hit the donut hole, depending on the medications you take.
Learn More: What is the Donut Hole?
People Also Read: When is the Medicare Advantage Open Enrollment Period?
Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.
-Melissa
Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.
A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!
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Under new, special circumstances for 2022, you can now enroll in Medicare Part A and/or Part B outside of the General Enrollment Period.
What everyone needs to know: Medigap vs Medicare Advantage. Network or No Network? Referrals for specialist? $0 Premium. How do you choose?
Medicare offers a variety of Medicare Advantage plans, but two most popular types of health insurance plans: HMOs and PPOs.