Congratulations! Good for you, it is time to kick back and enjoy! If you are over 65 then you will already have Medicare Part A (since you turned 65). However, you may have to apply for part B if you delayed these benefits, as you were still working. Your options are:
- If you delayed your part B benefits, you will need to contact the Social Security office and apply. You will need to submit a letter of credible coverage indicating why you enrolled late. This will help you to avoid any late penalty.
- If you didn’t delay your part B benefits, you will still need a letter of credible coverage from the current employer or insurance carrier in order to apply for insurance plans: Medicare Supplement, Medicare Advantage, Prescription Drug Plans.
- Enroll into a Medicare Supplement (Medigap) Plan to help cover the gaps in Original Medicare (add on a Part D).
- Enroll into a Medicare Advantage Plan
Learn More: How Much Does Medicare cost?
People Also Read: Are All Medications Covered Under Part D (prescription drug plans)?