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Medicare Easy Pay

Medicare Easy Pay
06/29/2022
  • Medicare with Melissa

What is Medicare Easy Pay?

Medicare Easy Pay is a free service that allows you to automatically pay your Medicare premiums from your bank account. This service is offered by the Centers for Medicare & Medicaid Services (CMS).

If you’re drawing social security benefits, your Medicare premiums are automatically deducted from your social security check.

In some cases, people with Railroad retiree benefits will receive a bill to pay Medicare premiums.

Not all people have or need Medicare Easy Pay.

How to sign up for Medicare Easy Pay

Singing up for easy pay is simple and there are two ways to do so. You can sign up online or by completing a paper application and mailing it in.

To enroll online, you will need to log into (or create) your Medicare account https://www.medicare.gov/account/login/.

Once there, you can select “my premiums” and then “sign up”. You will need to provide Medicare with your bank account information so that they can set up the automatic payments. Automatic Medicare premium payments can take up to 8 weeks to start.

Alternatively, you can complete the Medicare Easy Pay Form, {form SF5510} and mail it in to:

Centers for Medicare & Medicaid Services

Medicare Premium Collection Center

P.O. Box 979098

St. Louis, MO 63197-9000

After your enrollment is complete, Medicare will send you a monthly statement showing the amount that was withdrawn from your account.

You can also view your payment history online. If you ever need to cancel your automatic payments, you can do so by contacting Medicare.

When will Easy Pay deduct my bank account?

Your Medicare payment through Easy Pay will be deducted around the 20th of each month. The description should appear on your statement as “CMS Medicare Premiums”

How to change bank accounts or cancel Medicare Easy Pay

Simple enough. You can always change how your pay your Part A premium and Part B premium.

To change bank accounts or cancel easy pay, you have two options:

  1. Sign in to your Medicare account online
  2. Complete a paper form, SF-5510 and mail it to:

Centers for Medicare & Medicaid Services

Medicare Premium Collection Center

P.O. Box 979098

St. Louis, MO 63197-9000

It can take up to 8 weeks to recognize a change in bank accounts. It can take up to 4 weeks to stop automatic premium payment deductions.

How to Pay Part A and Part B premiums (4 ways to pay your Medicare Premiums)

Easy Pay is a great and convenient way to pay your Medicare bill. But, not everyone has or needs Medicare Easy Pay. Below are the alternative methods to complete your Medicare payment.

  1. Pay Medicare online through your Medicare account
  2. Setup bill payment direct through your personal checking or savings account.
  3. Mail your payment to Medicare

If you need it, you may be able to qualify for extra help to pay your Medicare Premiums.

How to pay my Medicare bill online

You can easily make pay Medicare online by signing into or creating your Medicare account.

Pay by credit card, debit card or a personal checking or savings account.

Once you’re logged in, select “My Premiums” from the drop down menu and then click “Pay Now”.

Then, choose your payment method and make complete your Medicare premium payment. You will receive a confirmation notice and the deduction can take up to 5 days to show in your account.

Can I pay my Medicare premium with online bill pay through my bank?

Yes, you can setup a one-time or reoccurring payment through your bank. Not all banks may offer this service and some may charge a fee. Be sure to check with your bank.

In some cases, banks may still mail a check, even though online bill payment has been setup.

You will need to provide the bank with the information listed below:

  1. Your Medicare Number (no dashes, spaces or extra characters)
  2. Payee Name: CMS Medicare Insurance
  3. Payee Address:

Medicare Premium Collection Center

PO Box 790355

St. Louis, MO 63179-0355

4. The amount of your payment

Can I pay my Medicare premium by credit card?

Yes, you can pay your Part A premium and Part B premium on a credit card or debit card.

To make your monthly payment by credit card, simply login to your Medicare account. You can also mail your payment in. If you’re mailing your payment, be sure to complete the payment coupon slip, sign it and return with your payment information.

If the coupon slip is not signed, the payment will not be processed.

What forms of payment does Medicare accept?

Medicare accepts the following forms of payment:

  • Credit Card
  • Debit Card
  • Check
  • Money Order
  • Online Bill Pay
  • Easy Pay

When are Medicare premiums due?

Medicare bills are always due on the 25th of the month. In general, your premium is due the month you get your bill.

Medicare recommends sending your payment at least 5 days before the due date to ensure it’s process in a timely manner.

If you get a “delinquent” bill, consider it urgent, as you may be at risk of losing your Medicare benefits.

Remember, there are Medicare penalties for not having Medicare when eligible. Furthermore, Medicare designates certain Medicare Enrollment Periods for when you can sign up. If you lose your benefits, you may have to have to wait to enroll again.

Why is my first Medicare bill for 3 months?

Most people do not pay a premium for Medicare Part A. In general, if your Medicare bill is for 3 months, it’s likely for your Part B premium only.

Medicare bills for Part B every 3 months. Part A ever month and Part D every month.

Where do I send my Medicare payments by mail?

Unless you are a railroad retiree, you should mail your Medicare payments to:

Medicare Premium Collection Center

P.O. Box 979098

St. Louis, MO 63197-9000

Can I sign up for Easy Pay if I get a bill from the Railroad Retirement Board?

When you get a bill to pay your Medicare premium(S), you cannot sign up for Easy Pay and will need to mail your Medicare payment to:

RRB, Medicare Premium Payments

PO Box 979024

St. Louis, MO 63197-9000

For questions about your bill, call the RRB at 1-877-772-5772.

Applying for Medicare and Signing Up for Easy Pay Online

Call 866-633-4427 and speak with one of our licensed agents. Our job is to help make applying for Medicare and signing up for Easy pay as simple as 1-2-3.

We have years of experience and will extend our family services and values right to your front door (will not literally, but over the phone and through the computer).

Once we’ve determined your Medicare eligibility, we can advise you how to make pay your Medicare bill and if you need to sign up for Medicare Easy Pay.

You can also schedule your appointment to speak with a Medicare broker in my area.

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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