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2023 Medicare Annual Election Starts Today

Medicare Annual Election Starts Today
10/15/2022
  • Medicare with Melissa

The 2023 Medicare Annual Election Period starts today, October 15th and ends December 7th.

During this time, all eligible Medicare beneficiaries can review and make changes to their coverage.

Even if you are satisfied with your plan, be sure you take the time to review plan changes and compare the coverage to the market.

What is the Annual Election Period

The Medicare Annual Election Period is different from other Medicare enrollment periods because it allows ALL Medicare eligible beneficiaries to make plan changes.

Outside of this enrollment period, you may not be able to make changes to your Medicare plan.

It does not matter if you have a Medicare Supplement Plan or Medicare Advantage plan, you can make changes from October 15th through December 7th.

Should I change my Medicare Supplement Plan during the Annual Enrollment Period?

That depends. Medicare Supplement premiums can increase throughout the year. If you have a Medicare Supplement Plan, you can switch to another Medicare Supplement Plan. Or you can drop your Medicare Supplement Plan and enroll in a Medicare Advantage plan.

I have a Medicare Advantage Plan, Can I change during the Annual Enrollment Period?

Yes, if you have a Medicare Advantage Plan, you can switch to another Medicare Advantage Plan. Or you can drop your Medicare Advantage Plan and go back to Original Medicare enroll in a Medicare Supplement plan. You should also enroll in a Medicare drug plan if you enroll in a Medicare Supplement plan.

Can I change my drug plan during the Medicare Annual Enrollment?

Yes, you can make changes to your Medicare Part D plan during the Annual Enrollment Period. It’s important to check your drug plan for preferred pharmacies and covered drugs on the formulary.

These plan benefits and networks can change every year. Do not assume because the plan worked good in the past that it will continue to cover the same every year.

What is the Medicare Open Enrollment Period?

The Medicare Open Enrollment Period runs from January 1st– March 31st every year. This Medicare Enrollment Period is only available to Medicare members with a Medicare Advantage Plan.

During this time, Medicare members with Medicare Advantage Plans can change to another Medicare Advantage Plan or go back to Original Medicare and enroll in a Medigap Plan (Medicare Supplement Plan).

What is the difference between the Medicare Open Enrollment and annual enrollment?

There are a few key differences between the Medicare Open Enrollment and Annual enrollment. See out comparison chart below for Medicare Open Enrollment vs. Annual Enrollment.

Open Enrollment vs Annual Enrollment
Open Enrollment vs Annual Enrollment

Do I have to re enroll in my Medicare plan every year?

The simple answer is no. You do not have to re-enroll in your Medicare plan every year if you like it.

Medicare Advantage plans roll over every year, if the plan is being offered. The same goes for Medicare Part D plans.

Medicare Supplement plans cannot be cancelled if you pay your premiums in a timely manner. So, they will also roll over.

With that said, be sure your plan is still being offered in your area. Speaking with a licensed agent can confirm if your plan is being offered and if there are any changes to the plan.

Also, Medicare Supplement premiums can increase every year. Be sure you compare Medicare Supplement quotes to ensure you aren’t paying more than necessary. Remember, all Medigap Plans are standardized, meaning coverage is the same from company to company.

Compare 2023 Medicare Plans Today!

Our woman-owed, family-operated agency has assisted thousands of Medicare beneficiaries since 2014. Our agents are equipped to compare over 25+ top-rated Medicare insurance companies.

Call 866-MEDIGAP today (866-633-4427) and one of our friendly, licensed agents will help you compare 2023 Medicare plans today.

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.

-Melissa

Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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