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Does Medicare Cover Chiropractic Care?

  • Medicare with Melissa

The short answer is no. However, there are a few instances in which Medicare Part B may cover some of the costs of chiropractic care if it’s medically necessary. For example, if your doctor recommends chiropractic services as part of a treatment plan for a Medicare covered condition, such as manual manipulation of the spine for a spinal subluxation, Medicare may cover some or all the costs.

Alternatively, some Medicare Advantage plans (Part C) may cover chiropractic treatments. If you have a Medicare Advantage plan, check with your plan to see if it covers chiropractic care.

What is a Medicare Advantage Plan?

Medicare Advantage plans are an alternative to Original Medicare. These plans are offered by private insurance companies and must cover all the benefits that are included in Original Medicare.

Most Medicare Advantage plans offer additional benefits that Original Medicare does not cover, such as dental, vision, and prescription drug coverage. Some Medicare Advantage plans also offer coverage for chiropractic services.

Why do seniors choose Medicare Advantage?

Some seniors choose Medicare Advantage plans because they offer additional benefits that Original Medicare does not cover. Others choose these plans because they have lower monthly premiums than Original Medicare.

What will I have to pay for chiropractic care?

If Medicare does not cover your chiropractic care, you will be responsible for the full cost of treatment. Many chiropractors offer affordable payment plans or accept major credit cards, so be sure to ask about your payment options before you schedule an appointment.

If you have questions about whether your chiropractic care is covered by Medicare, contact your doctor or or a licensed Medicare agent.

Do Medicare Supplement Plans cover chiropractic services?

No, Medicare Supplement plans do not cover chiropractic services. But, if Original Medicare does approve and pay, then some supplement plans will pick up the remining portion.

Does Medicare require a referral to see a chiropractor?

You can see a chiropractor without a referral if you have Medicare. However, you may need a referral if you have a Medicare Advantage plan.

What are the benefits of chiropractic adjustments?

Chiropractic adjustments offer a variety of health benefits. The primary benefit is pain relief, as chiropractic adjustments can effectively help to reduce back, and neck pain caused by misalignments in the spine.

Additionally, regular chiropractic care can help improve spinal alignment and posture, decrease stress levels, increase joint mobility, enhance circulation and immune system functioning, reduce inflammation, and muscle tension, and promote general wellbeing.

Does Medicaid cover chiropractic care?

Medicaid is a government-sponsored health insurance program for low-income individuals and families. Each state has its own Medicaid program, so coverage and eligibility requirements vary by state.

Some states cover chiropractic care for Medicaid enrollees, while others do not. Contact your state Medicaid office to find out if your state covers chiropractic care.

What is the difference between Medicare and Medicaid?

Medicare is a federal health insurance program for seniors and people with certain disabilities. Medicaid is a state-run health insurance program for low-income individuals and families. There are Medicare plans designed specifically for those eligible for Medicare and Medicaid, watch our short video to learn more.

Final Thoughts

Medicare typically does not cover chiropractic care. However, there are a few instances in which Medicare may cover some of the costs of chiropractic care, such as if your doctor recommends it as part of a treatment plan for a Medicare covered condition.

If you have any questions about Medicare or Medicare Advantage plans that include chiropractic care, please call 866-MEDIGAP (866-633-4427) to speak with a licensed agent.

Meet Melissa MacCalla

Medicare is not simple and can be hard, frustrating, and downright confusing for most. I love when I get someone on the phone and I am given the opportunity to explain the difference in plans to them and have Medicare make sense. I enjoy talking to clients year after year, hearing about their families growing or them asking about mine.


Oh my gosh!! I was so confused about the Medicare Supplement process. I am turning 65 soon and am retired and have always had insurance thru my former employer. I didn’t know a thing about going on Medicare and was struggling to sort it all out.

A friend of mine recommended contacting Senior HealthCare Solutions, so I did. Melissa was FANTASTIC!! She was professional, responsive, caring and friendly. She explained the steps I needed to take, gathered my information, helped me choose good plans for MY specific needs and took care of my applications over the phone. 1-2-3, eesy-peesy and I was done!! And it didn’t cost me a DIME!!! WOW!!! I HIGHLY recommend Senior Healthcare Solutions for anyone who’s overwhelmed with making the right choices with Medicare Supplemental Insurance and Rx coverage. It’ll take a load off your mind!

Janice W.

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