Medicare Supplement Plan HD-F:
What Is It & What Does It Cover?
Looking for a Medicare Supplement Plan with low monthly premiums and very low rate increases? The Medigap HD-F plan may be the option for you. The H”D-F” stands for “High Deductible” plan F.
The benefits of Medicare Supplement Plan HD-F are pretty straightforward. The consumer will pay his/her Medicare Part A and Part B deductibles as if on Original Medicare. Assuming each deductible has been satisfied, the consumer is then responsible to pay typically 20% of Medicare approved charges thereafter.
All payments go toward the overall plan deductible ($2,180 in 2015). Assuming the consumer satisfies the plan deductible during a given calendar year, the consumer is then covered 100% moving forward on all Medicare approved cost.
Because Medicare Supplement Plan HD-F provides the flexibility to choose any provider nationwide and consumers are already familiar with the co-pay concept and annual out-of-pocket structure, Medicare Supplement Plan HD-F has proven to be a great transition for Medicare Advantage customers that are tired of being restricted.
Medigap Plan HD-F Coverage Information
Benefits covered by Medicare Supplement Plan HD-F:
- Part A (hospital) Co-insurance
- Part B (physician) Co-insurance (generally 20% of outpatient expenses)
- 365 additional days for hospital coverage
- Blood deductible coverage (the cost of the first three pints of blood)
- *Part B Excess Charges
- *Skilled Nursing Co-insurance
- *Foreign Travel Emergency Care
*Benefits only paid 100% after the annual deductible for the plan has been satisfied ($2,180 in 2015)
Learn More about Medicare Supplement Plan HD-F by visiting our Resources Section section and viewing Medicare Plan HD-F Coverage per benefit period and per calendar year.
Ready to Talk to an Advisor?
At Senior HealthCare Solutions, we take the time to assess your situation and review all plans to see which will be the best fit for you. To compare Medicare Supplement Quotes and find the best Medicare Supplement Plan in your area, call us today by dialing 1-866-MEDIGAP (633-4427) or complete our Contact Form and one of our licensed advisers will be in touch.