Medicare Supplement Plan A:
What Is It & What Does It Cover?
Medicare Supplement Plan A is the most basic of all the Medigap plan options. Insurance Companies that offer Medicare Supplement insurance are required to offer Medicare Supplement Plan A. Because of the affordable premium, this plan can be a great fit for individuals who are on a budget and for disabled people under 65 who are on Medicare.
As with all Medicare Supplement Insurance Plans, there is no network of doctors or hospitals to be concerned with when seeking care. You have the freedom to choose any provider nationwide under your Medigap Plan A policy so long as the provider accepts Medicare.
Medigap Plan A Coverage Information
This Medicare Supplemental policy covers 100% of the following:
- Your Part A coinsurance/copayment (not the deductible) and the cost of 365 extra days of hospital care after Medicare coverage ends
- Your Part B coinsurance (usually 20 percent of the Medicare approved payment amount)
- Your blood deductible portion (the cost of the first three pints of blood)
- Medicare Preventive Care Part B Co-insurance
The Medicare Supplement Plan A also covers Hospice Part A co-insurance (outpatient prescription drug co-payment and inpatient respite care coinsurance).
Medigap Plan A does not cover the following:
- Part A Deductible
- Part B Deductible
- Part B Excess Charges
- Coinsurance for Skilled Nursing
- At Home Recovery
- Preventative Care
- Vision Care
- Dental Care
- Foreign Travel Emergency Care
Learn More about Medicare Supplement Plan A by visiting our Resources Section and viewing Medicare Plan A Coverage per benefit period and per calendar year.
Ready to Talk to an Advisor?
At Senior HealthCare Solutions, we take the time to assess your situation and review all plans to see which will be the best fit for you. To compare Medicare Supplement Quotes and find the best Medicare Supplement Plan in your area, call us today by dialing 1-866-MEDIGAP (633-4427) or complete our Contact Form and one of our licensed advisers will be in touch.