Trusted Medigap Carriers We Represent.

Senior HealthCare Solutions represents some of the top, nationally recognized insurance companies in the industry. Because our clients need options, we have carefully selected the best companies with top financial and customer service ratings.

Our portfolio includes names such as United HealthCare, Anthem, Aetna and Mutual of Omaha, to name a few.

We Offer Top-Rated Carriers

In order to determine which companies are best for our clients, we like to refer to two of the most recognized financial rating companies; A.M. Best and Standard & Poor (S&P).

  • A.M. Best – Is an independent rating organization that assigns ratings measuring financial strength or claims-paying abilities. They consider factors such as overall operating performance, asset quality, financial flexibility, and capitalization.
  • Standard & Poor (S&P) – This company issues credit ratings for the debt of public and private companies, and other public borrowers such as governments and governmental entities. It is one of several CRAs that have been designated a nationally recognized statistical rating organization by the U.S. Securities and Exchange Commission. S&P issues both short-term and long-term credit ratings.
AARP (United Health Care)

United HealthCare (AARP) Medigap Plans are offered across the US, and home office is based out of Minnesota. Although often confused for AARP Medigap plans, AARP simply endorses the United HealthCare Medicare Supplemental Insurance coverage. In most states, you can get Silver Sneakers with your United HealthCare Medigap Plan while assuring some of the most consistent rate increases in the industry.

Aetna Health and Life

Aetna paid its first Medicare claim in 1966. The Aetna Medigap insurance plans have become well recognized nationwide and offer household discounts in most states. Aetna Medicare Supplement plans also offer discount programs for items such as dental, vision, hearing, etc. for being a valued policyholder. Aetna is based out of Connecticut and holds an “A” rating from AM Best.


For over 100 years, Americo has provided insurance products to consumers. As of 2016, you will find Americo Medigap plans being offered in most states. Currently, Americo has an (A+) rating with AM Best and has over $30.4 billion of life insurance coverage in force.

American Continental (Aetna Company)

American Continental Medigap plans were offered through 2011 prior to being purchased from Aetna. Although an Aetna Company, American Continental still offers Medicare Supplemental insurance, just under the Aetna umbrella. American Continental Medigap plans do offer household discounts in most states, and its home office is based out of Brentwood, TN.

American Retirement Life (Cigna Company)

American Retirement Life became a part of the Cigna umbrella in 2012. Medigap insurance plans offered through American Retirement Life are offered in several states and typically offer household discounts. ARLIC is currently rated (A-) by AM Best.

Bankers Fidelity

Bankers Fidelity was founded in 1955 and is headquartered in Atlanta, GA. You can purchase Bankers Fidelity Medicare supplement insurance in 46 states. Although not as highly recognized as some other carriers, Bankers Fidelity has earned their spot in the Medicare marketplace.

Central States (CSI Life)

Central States was founded in 1932 as Central States Health and Life and then established CSI in 1977. CSI has been a Berkshire Hathaway company for more than 20 years and is based out of Omaha, NE. You can purchase Central States Medigap plans and CSI Life Medigap plans in all 50 states. As of 2016, CSI holds an A+ rating with AM Best.

Cigna Health and Life

One of the well-known names in the insurance industry, Cigna has been offering insurance for over 100 years. However, it wasn’t until 2012 when Cigna made a push to be recognized in the Medicare market and purchased American Retirement Life Medigap plans and Loyal American Medigap insurance plans. Now, Cigna Medicare Supplement plans can be found in most states, offer competitive premiums and in most cases include member benefits.

Combined Insurance

Combined Insurance is a part of Chubb, INC. which is the world’s largest publicly traded property and casualty insurer as of 2016. There are over 3 million members that have purchased Combined Medigap Insurance plans, and the company pays nearly $1 million in claims every day. As of late, Combined holds an “A+” rating with AM Best.

Continental Life (Aetna Company)

Continental Life Medicare Supplemental Insurance plans have been available to buy for over 20 years. As of 2011, Continental Life Medigap plans are now under the Aetna umbrella (similar to American Continental). The company is based out of Brentwood, TN. and offers additional member benefits in most states.


Founded in 1935, Equitable really developed its niche in the mid-1960s with Medicare Supplement insurance. In the 1970s, it was one of the first companies to offer extended benefits for nursing home stays. As of 2017, there are 4 Equitable Medigap plans to choose from; A, F, G and N. You can purchase an Equitable Medigap plan in 45 states.


NESTLE is the parent company for Gerber, which has been offering insurance since 1967. Although well known for their baby food and “grow up” plans, Gerber also offers Medicare Supplement insurance. Gerber Medigap insurance plans have become very competitive in the marketplace with a name that speaks for itself.


GPM stands for Government Personnel Mutual Life insurance company and was founded in 1934. Although a name you may not recognize as others, GPM Medigap plans offer competitive premiums and excellent customer service. The history of the company starts during World War 1 and is certainly one of the best stories to be told (in our opinion), regarding insurance companies starting up.


Humana Medicare supplemental insurance plans have been on the market for over 20 years and offer a variety of plans to choose from. You can find Humana Medigap plans in all 50 states with competitive premiums and additional member benefits (in some states) and, in most cases, will also include the Silver Sneakers gym program.

Loyal American (Cigna Company)

Founded in 1955 out of Mobile, AL., Loyal American has been offering insurance for some time now. As of 2012, Loyal American Medigap plans are offered in 48 states and has become a part of the Cigna umbrella. Loyal American Medigap insurance plans help cover Medicare copays, deductible and coinsurance.

Mutual of Omaha (United of Omaha, Omaha Ins. & United World)

There’s no doubt about it, Mutual of Omaha and its affiliate companies have been well recognized as one of the industry leaders for over 100 years. You can find Mutual of Omaha Medigap plans, United of Omaha Medigap Plans, United World Medigap plans and Omaha Insurance Medigap plans in all 50 states. Mutual of Omaha Medicare supplement insurance coverage offers additional member benefits and household discount in most states.

Sentinel Security Life

Originally well known for its life insurance, Sentinel Medigap insurance plans have been made available since 2009. The company was founded in 1948 and is based out of Utah. Sentinel Medigap plans offer a unique combination application for Medigap and life insurance, but it is not offered in all states.

TransAmerica Premier (formerly Stonebridge)

TransAmerica Premier is the official name as of 2017 for the Medigap insurance coverage through TransAmerica. Formerly known as Stonebridge Medigap insurance, the plans and coverage remain the same although the name has changed. Home office is located in Vermont and currently has an “A+” from AM Best.

United American

United American was founded in 1947, has been offering Medigap insurance coverage since 1966 and is headquartered in McKinney, TX. Medigap insurance plans offered through United American have a long standing track record of consistent rate increases and additional member benefits. In our opinion, the best United American Medigap plan is the HDF (high deductible F). Over the years, it maintains low premiums and consistent rate increases better than most other carriers.